Tuesday, November 27, 2012

In the Know…..Financially!                                                        
By Janice Forostiak
Welcome to the first article of the Signal Financial FCU blog!  We hope to keep you involved and entertained on financial subjects that are important to YOU.  After all, 
this is your credit union, and you deserve a say in what you want to read, right?    
In addition to your friendly Marketing Team – Janice, Jennifer, Adriana & Kara – we’ll call upon our subject matter experts frequently to give you the latest news on a 
variety of topics: When to refinance your home; How much to save for retirement; 
How much car can you afford . . . the list goes on.

CU membership is a BONUS.
 That’s what we think about credit union membership – it’s a bonus you give yourself when you join.  Why?  Because once you join with $5 or more, you'll reap the benefits of low fees and better rates.  

 
When you open an account at Signal Financial, it will be the best choice you ever made. Just ask almost 700,000 credit union members nationwide who made the jump to credit unions last year after Bank of America announced their latest $5 fee.  The scales were tipped, the straw broke the camel’s back, and a movement was born:   “Bank Transfer Day.” 

BTD told the story of credit unions as a better alternative to banks. It was a PR nightmare for the banks . . . but not for us!  It was just the push our newest members needed to say goodbye to their bank and hello to Signal Financial.

What makes credit unions so special?
  1. Better interest rates on loans. Really!  Our new auto loans start at 1.79% APR* for 66 months.  (Trust us….it’s a great rate!)
  2.  We have lower fees!  We’d be lying if we said we didn’t have some service fees.  We have a few, but on average, they’re lower than the banks.
  3. Fewer customers = better relationships.  You’re one of about 28,000 members . . . not 28 million.  We have the time for YOU!
  4. Member-driven, not profit-driven!  Dividends are returned back to you in the form of great rates and low fees.
  5. We offer the same, wide range of services any bank does . . . but better.  Here are a few:
o   Savings accounts
o   FREE checking accounts
o   FREE Debit/ATM Card
o   Online banking & mobile services
o   Facebook and Twitter!
o   Consumer & Home loans – great rates!
o   VISA Cards
o   Investment & Brokerage Services
o   And much more!

Year after year, credit union members worldwide continue to give their credit unions high marks on value and service.  Can you say the same about your bank?  It’s no wonder many have decided that “unbanking” was the best thing they ever did.  Encourage your friends to join today!