Shop safely online during the holiday season!

As you shop this holiday season, remember that being cautious doesn’t mean you are paranoid.

Most retailers online ARE legitimate, but it doesn’t hurt to keep a few things in mind before you click and

pay.

• Pay by credit card rather than by check or money order.

• Don’t buy anything from companies that use bulk email solicitations -- you might not ever see the

merchandise.

• Only do business with companies that provide a physical address and a phone number.

• Only do business with companies that offer a strong guarantee and/or warranty.

• Keep good records by printing out a copy of any online products or services you purchase.
• Search the seller’s name or URL to see if anyone else has posted any complaints indicating fraud.

• Use PayPal or other options that do not reveal your card information to the merchant.

• If you are not sure that the site is legit, don’t use it.

Finally, if you happen to be a victim of online fraud, call your credit card provider to cancel and reissue your card, then report it to the Federal Trade Commission.

Source: Shopsafeonline.org